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42 years as an international trade banker assisting exporters and importers with their payment and financing needs, i.e., foreign receivables and payables. I worked with Fortune 50 companies, middle market companies as well as small "mom and pop" companies. I was a board member of a number of trade organizations (including the Central FL chapter of the District Export Council). I have made presentations all across the U.S on payment and finance methods for importers and exporters. I worked closely with a number of U.S. and state agencies to assist companies with their export promotion.